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Moving Insurance: a 2-step process

By James

Are you looking to move into a new home in New York City? Perhaps moving insurance is the last thing on your moving list.

However, it is a vital aspect of any relocation. Some mistakes - particularly when moving house or office - are unavoidable.

Whether using Liffey Moving or another moving company to relocate, you expose your belongings to some risk. You need to ensure your belongings are safe and secure by having a backup plan in place.

In this article, we will guide you through some of the basics of moving insurance and what you need to know.

Moving insurance and what you need to know

Among the most common problems during a move, incurring losses due to damages tops them all. To avoid such losses, having reliable moving insurance is a great idea. Moving companies offer different moving insurance packages, and in some cases, you may need to outsource additional coverage.

If you are moving cross country and are concerned about your sentimental items, additional insurance coverage comes in handy.

Feel free to ask Liffey Moving about our insurance packages and additional coverage that we can provide or recommend.

Types of moving insurance

The purpose of moving insurance is to ensure that you will be compensated in case of any damages to your items on transit. There are different types of moving insurance covers, but they all serve one primary purpose. The most common types of moving insurance include:

  1. The basic carrier package.
  2. Declared value protection.
  3. Full-coverage insurance

Of all the basics of moving insurance and what you need to know, understanding these three is crucial.

The basic carrier package

The basic carrier package is the lowest coverage you can purchase and is common among most moving companies. Moving companies will often provide this form of insurance for free. However, you can only expect a small return for your goods in case of any damage.

Declared values protection

This is an averagely priced coverage based on the depreciated value of the damaged item. You will need to declare the value of your goods to the insurance company to keep a record of the costs of your belongings. As much as you will require to pay an extra cost for this package, your goods will be well protected.

In this instance perhaps you should enquire about our white glove moving services.

Full coverage insurance

This type of insurance package is the most inclusive and ideal for people with luxurious or sentimental value items. It is the most expensive type of insurance, but it guarantees full compensation if the items are lost or damaged.

Consider all factors, including your moving budget, before settling any of the above moving insurance packages. Any professional moving company should be able to guide you appropriately.

How important is moving insurance?

The answer to this question depends on various factors. One is the moving distance, the value of your belongings, and the number of belongings you plan to move.  Moving is a risky process, and even after hiring the best movers, accidents can still happen, which can be very frustrating.

For this reason, it is advisable to have reliable moving insurance coverage whenever you’re relocating your goods. Moreover, it is more important to hire a trustworthy moving company with a good reputation, check out our reviews to see why we have been in business for so long.

If you feel you may need to outsource your insurance, Liffey Moving have several reliable contacts that we can recommend to you.

It is vital to understand insurance and what you need to know about your move. Talk to the team at Liffey Moving and get all the information you need. Should you have additional questions or wish to learn more about the moving process, check out our blog or contact us today. The decision to have moving insurance is up to you, but as always, prevention is better than cure.

Article written by James

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